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State pension top up open until April 2017

Individuals who want to top up their state pension income have until 5 April 2017 to make an application. 

People who reached state pension age before 6 April 2016 can use the scheme to boost their pension income by up to £25 a week.

The scheme is available to men born before 6 April 1951 and women born before 6 April 1953.

Individuals can choose to top up their income between £1 and £25 a week. 

The amount contributed depends on the pensioner’s age and how much extra pension they want to receive each week.

For example, a 65-year-old who wants an extra £1 per week will need to pay a lump sum of £890, compared to £674 for someone who is 75.

The main benefits from the scheme:

  • an increase in your retirement income of up to £1,300 per year
  • an index-linked return
  • a surviving spouse or civil partner may be able to inherit he income.

Talk to us today about retirement planning.